DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment | DSP Banking & PSU Debt Fund - Direct Plan NAV Today [10.61], Performance & History

A Oneindia Venture

Get Updates

Get notified about market trends, financial advice, and investment tips!

सेंसेक्स 76,922.64 +0.58% ↑ निफ्टी 24,005.85 +0.59% ↑ सोना ₹ 12,919/gm चांदी ₹ 2,40,100/kg पेट्रोल ₹ 102.12 डीज़ल ₹ 95.20 एलपीजी ₹ 942.00 कच्चा तेल $ 70.69 USD ₹ 95.19

Debt Banking and PSU Direct

Regular

Direct

3 Year Absolute Returns

1.88% ↑

NAV (₹) on 30 Jun 2026

10.61

1 Day NAV Change

0.17%

Risk Level

Moderate Risk

Rating

★ ★ ☆ ☆ ☆

DSP Banking & PSU Debt Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by DSP Investment Managers Pvt. Ltd.. Launched on 10 Sep 2013, investors can start with a minimum SIP ... Read more

NAV History

Fund Details

Min. SIP Amount

₹100

Inception Date

10 Sep 2013

Min. Lumpsum Amount

₹ 100

Fund Age

12 Yrs

AUM

₹ 3,297.87 Cr.

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.33%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 3,297.87 Cr

Debt

655.09%

Money Market & Cash

32.89%

Other Assets & Liabilities

90.27%

Sector Holdings

Sectors	Weightage
Bonds	26.02%
Finance - Banks - Public Sector	19.52%
Finance - Banks - Private Sector	17.28%
Government Securities	10.48%
Finance - Term Lending Institutions	8.10%
Finance & Investments	6.19%
Power - Transmission/Equipment	5.54%
Gas Transmission/Marketing	3.15%
Commercial Paper	1.49%
Non-Banking Financial Company (NBFC)	0.80%
Power - Generation/Distribution	0.76%
Others	0.36%
Treps/Reverse Repo	0.26%
Net Receivables/(Payables)	0.05%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
7.24% GOI 2055	4.32%	₹ 146.16	Others
National Bank for Agriculture and Rural Development	3.71%	₹ 125.33	Finance - Banks - Public Sector
6.90% GOI 2065	3.64%	₹ 122.93	Others
Small Industries Development Bank of India	3.09%	₹ 104.64	Finance - Banks - Private Sector
Bharti Telecom Limited	3.06%	₹ 103.38	Others
GAIL (India) Limited	3.04%	₹ 102.78	Gas Transmission/Marketing
Bharti Telecom Limited	2.99%	₹ 101.27	Others
HDFC Bank Limited	2.96%	₹ 99.98	Finance - Banks - Private Sector
7.08% Haryana SDL 2039	2.96%	₹ 100.03	Finance & Investments
Indian Railway Finance Corporation Limited	2.93%	₹ 99.01	Others
HDFC Bank Limited	2.89%	₹ 97.71	Finance - Banks - Private Sector
Punjab National Bank	2.81%	₹ 94.95	Finance - Banks - Public Sector
Bank of Baroda	2.80%	₹ 94.79	Finance - Banks - Public Sector
Power Grid Corporation of India Limited	2.36%	₹ 79.89	Power - Transmission/Equipment
REC Limited	2.25%	₹ 75.94	Others
7.66% Maharashtra SDL 2047	2.22%	₹ 75.21	Others
Power Finance Corporation Limited	2.20%	₹ 74.33	Finance - Term Lending Institutions
REC Limited	2.19%	₹ 73.89	Others
Power Finance Corporation Limited	1.95%	₹ 65.85	Finance - Term Lending Institutions
National Bank for Financing Infrastructure and Development	1.58%	₹ 53.44	Others
Indian Railway Finance Corporation Limited	1.58%	₹ 53.43	Others
State Bank of India	1.53%	₹ 51.72	Finance - Banks - Public Sector
Power Finance Corporation Limited	1.52%	₹ 51.56	Finance - Term Lending Institutions
TREPS / Reverse Repo Investments	1.52%	₹ 51.13	Others
7.32% GOI 2030	1.52%	₹ 51.38	Others
Power Finance Corporation Limited	1.50%	₹ 50.63	Finance - Term Lending Institutions
7.43% Maharashtra SDL 2040	1.49%	₹ 50.32	Finance & Investments
Power Grid Corporation of India Limited	1.49%	₹ 50.34	Power - Transmission/Equipment
National Bank for Agriculture and Rural Development	1.49%	₹ 50.46	Finance - Banks - Public Sector
Small Industries Development Bank of India	1.49%	₹ 50.30	Finance - Banks - Private Sector
Indian Railway Finance Corporation Limited	1.48%	₹ 50.21	Others
National Housing Bank	1.48%	₹ 49.93	Finance - Banks - Private Sector
Power Grid Corporation of India Limited	1.48%	₹ 49.92	Power - Transmission/Equipment
REC Limited	1.47%	₹ 49.67	Others
State Bank of India	1.47%	₹ 49.64	Finance - Banks - Public Sector
Canara Bank	1.46%	₹ 49.28	Finance - Banks - Public Sector
ICICI Securities Limited	1.45%	₹ 49.12	Finance & Investments
Bharti Telecom Limited	1.44%	₹ 48.81	Others
Bank of Baroda	1.40%	₹ 47.48	Finance - Banks - Public Sector
Indian Bank	1.40%	₹ 47.47	Finance - Banks - Public Sector
REC Limited	1.39%	₹ 46.88	Others
Union Bank of India	1.39%	₹ 47.11	Finance - Banks - Public Sector
State Bank of India Basel III Tier 2	0.94%	₹ 31.63	Others
Tata Capital Housing Finance Limited	0.78%	₹ 26.53	Others
National Bank for Financing Infrastructure and Development	0.78%	₹ 26.31	Others
HDFC Bank Limited	0.78%	₹ 26.24	Finance - Banks - Private Sector
Bajaj Finance Limited	0.77%	₹ 26.12	Non-Banking Financial Company (NBFC)
Small Industries Development Bank of India	0.77%	₹ 26.11	Finance - Banks - Private Sector
Power Finance Corporation Limited	0.76%	₹ 25.59	Finance - Term Lending Institutions
National Bank for Agriculture and Rural Development	0.75%	₹ 25.34	Finance - Banks - Public Sector
Export-Import Bank of India	0.75%	₹ 25.44	Others
Indian Railway Finance Corporation Limited	0.74%	₹ 25.17	Others
REC Limited	0.73%	₹ 24.70	Others
NTPC Limited	0.72%	₹ 24.42	Power - Generation/Distribution
REC Limited	0.72%	₹ 24.38	Others
Union Bank of India	0.70%	₹ 23.81	Finance - Banks - Public Sector
SBI Funds Management Pvt Ltd/Fund Parent	0.35%	₹ 11.90	Others
HDFC Bank Limited	0.29%	₹ 9.79	Finance - Banks - Private Sector
Net Receivables/Payables	0.14%	₹ 4.80	Others
7.48% Uttar Pradesh SDL 2044	0.14%	₹ 4.90	Finance & Investments

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	-0.32%	0.71%	0.96%	0.62%
Category returns	4.52%	5.41%	14.04%	22.48%

Fund Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by ... Read more

AMC Details

Name

DSP Investment Managers Pvt. Ltd.

Date of Incorporation

16 Dec 1996

CEO

Mr. Kalpen Parekh

CIO

Type

Pvt.Sector-Indian

Address

Mafatlal Centre, 10th Floor, Nariman Point, Mumbai, Maharashtra, India - 400021

Website

http://www.dspblackrock.com

[email protected]

Top Funds from Debt - Banking & PSU

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Sundaram Banking & PSU Fund - Direct Plan FRF-ST Direct	₹21.90	9.39%	24.96%	32.40%	₹282	0.27%	Moderate
Kotak Banking and PSU Debt Fund - Direct Plan Income Direct	₹72.53	6.07%	24.94%	38.51%	₹5,018	0.40%	Moderate
ICICI Prudential Banking and PSU Debt Fund - Direct Plan Income Direct	₹36.34	6.22%	24.93%	39.65%	₹8,644	0.39%	Moderate
Franklin India Banking & PSU Debt Fund - Direct Plan Income Direct	₹25	6.31%	24.52%	36.94%	₹582	0.21%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹39.81	5.66%	24.34%	36.28%	₹1,851	0.27%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.99	5.66%	24.34%	36.28%	₹1,851	0.27%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.99	5.66%	24.34%	36.28%	₹1,851	0.27%	Moderate
HDFC Banking and PSU Debt Fund - Direct Plan Income Direct	₹25.41	5.72%	24.28%	37.05%	₹5,129	0.35%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.83	5.59%	24.09%	37.09%	₹5,212	0.38%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.83	5.59%	24.09%	37.09%	₹5,212	0.38%	Moderate

Top Funds from DSP Investment Managers Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
DSP Silver ETF ETF Regular	₹215.29	109.34%	217.39%	0.00%	₹1,851	N/A	Very High
DSP World Gold Mining Overseas Equity Omni FoF - Direct Plan International/ Global Direct	₹53.02	65.86%	203.89%	186.21%	₹1,679	1.66%	Very High
DSP World Gold Mining Overseas Equity Omni FoF International/ Global Regular	₹49.27	64.76%	197.98%	176.93%	₹1,679	2.30%	Very High
DSP World Gold Mining Overseas Equity Omni FoF - Direct Plan International/ Global Direct	₹31.74	65.86%	174.96%	133.44%	₹1,679	1.66%	Very High
DSP World Gold Mining Overseas Equity Omni FoF - Direct Plan International/ Global Direct	₹31.74	65.86%	174.96%	133.44%	₹1,679	1.66%	Very High
DSP World Gold Mining Overseas Equity Omni FoF International/ Global Regular	₹29.85	64.77%	170.75%	128.58%	₹1,679	2.30%	Very High
DSP World Gold Mining Overseas Equity Omni FoF International/ Global Regular	₹29.85	64.77%	170.75%	128.58%	₹1,679	2.30%	Very High
DSP Gold ETF ETF Regular	₹136.46	45.62%	135.99%	0.00%	₹2,460	N/A	High
DSP US Specific Equity Omni FoF - Direct Plan International/ Global Direct	₹103.75	49.31%	112.74%	143.93%	₹1,323	1.48%	Very High
DSP US Specific Equity Omni FoF International/ Global Regular	₹93.89	48.06%	107.46%	133.71%	₹1,323	2.32%	Very High

FAQs

What is the current NAV of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment?

The current Net Asset Value (NAV) of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment is ₹10.61 as of 30 Jun 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment?

The Assets Under Management (AUM) of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment is ₹3,297.87 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment?

DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment has delivered returns of 0.71% (1 Year), 0.62% (3 Year), 0.51% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment?

DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment?

The minimum lumpsum investment required for DSP Banking & PSU Debt Fund - Direct Plan IDCW-Reinvestment is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article