Franklin India Banking & PSU Debt Fund - Direct Plan Growth | Franklin India Banking & PSU Debt Fund - Direct Plan NAV Today [24.51], Performance & History

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Debt Banking and PSU Direct

Regular

Direct

3 Year Absolute Returns

25.58% ↑

NAV (₹) on 06 Mar 2026

24.51

1 Day NAV Change

0.05%

Risk Level

Moderate Risk

Rating

★ ★ ★ ★ ☆

Franklin India Banking & PSU Debt Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by Franklin Templeton Asset Management (India) Pvt. Ltd.. Launched on 02 Apr 2014, ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

02 Apr 2014

Min. Lumpsum Amount

₹ 5,000

Fund Age

11 Yrs

AUM

₹ 479.31 Cr.

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.19%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 479.31 Cr

Debt

167.06%

Money Market & Cash

8.29%

Derivatives & Other Instruments

0.02%

Other Assets & Liabilities

24.63%

Sector Holdings

Sectors	Weightage
Debt	50.68%
Certificate of Deposits	19.66%
Finance & Investments	12.20%
Government Securities	11.13%
Cash	6.34%

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
0.00% REC Ltd (03-Nov-2034)	7.09%	₹ 34.01	Others
Call, Cash & Other Assets	6.34%	₹ 30.39	Others
7.56% India Infrastructure Finance Co Ltd (20-Mar-2028)	6.32%	₹ 30.31	Others
6.90% Housing & Urban Development Corporation Ltd (23-Apr-2032)	5.42%	₹ 25.96	Others
7.50% National Bank For Agriculture & Rural Development (31-Aug-2026)	5.40%	₹ 25.88	Others
7.30% Uttarkahand SDL (01-Oct-2032)	5.36%	₹ 25.69	Finance & Investments
7.65% Axis Bank Ltd (30-Jan-2027)	5.26%	₹ 25.21	Others
Small Industries Development Bank of India (04-Dec-2026)	4.94%	₹ 23.67	Others
Bank of Baroda (06-Jan-2027)	4.92%	₹ 23.57	Others
7.38% Power Finance Corporation Ltd (15-Jan-2032)	4.57%	₹ 21.92	Others
8.35% HDFC Bank Ltd (13-May-2026)	4.44%	₹ 21.30	Others
6.90% GOI 2065 (15-Apr-2065)	4.35%	₹ 20.85	Others
7.24% GOI 2055 (18-Aug-2055)	4.22%	₹ 20.23	Others
HDFC Bank Ltd (22-Jan-2027)	3.92%	₹ 18.79	Others
National Bank For Agriculture & Rural Development (22-Jan-2027)	3.92%	₹ 18.79	Others
0.00% Jubilant Beverages Ltd (31-May-2028)	2.60%	₹ 12.44	Others
7.68% Small Industries Development Bank Of India (10-Aug-2027)	2.25%	₹ 10.78	Others
7.59% National Housing Bank (14-Jul-2027)	2.22%	₹ 10.63	Others
7.73% Andhra Pradesh SDL (23-Mar-2032)	2.20%	₹ 10.55	Finance & Investments
7.62% Punjab SDL (28-Jan-2033)	2.12%	₹ 10.14	Others
7.64% Uttarakhand SDL (24-DEC-2032)	2.01%	₹ 9.65	Finance & Investments
Bank of Baroda (04-Feb-2027)	1.96%	₹ 9.38	Others
0.00% Indian Railway Finance Corporation Ltd (01-Dec-2035)	1.65%	₹ 7.91	Others
7.65% Bihar SDL (24-DEC-2033)	1.34%	₹ 6.41	Finance & Investments
0.00% Jubilant Bevco Ltd (31-May-2028)	1.24%	₹ 5.93	Others
7.78% HDFC Bank Ltd (27-Mar-2027)	1.12%	₹ 5.38	Others
7.22% National Housing Bank (23-Jul-2026)	1.10%	₹ 5.26	Others
7.17% Rajasthan SDL (02-Mar-2032)	1.07%	₹ 5.15	Finance & Investments
Corporate Debt Market Development Fund Class A2	0.43%	₹ 2.05	Others
7.32% Chhattisgarh SDL (05-Mar-2037)	0.11%	₹ 0.53	Finance & Investments
7.32% West Bengal SDL (05-Mar-2038)	0.11%	₹ 0.51	Finance & Investments
Margin on Derivatives	0.01%	₹ 0.06	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	4.14%	7.93%	7.90%	7.89%
Category returns	2.63%	6.56%	13.78%	22.04%

Fund Objective

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings ... (PSUs). Read more

AMC Details

Name

Franklin Templeton Asset Management (India) Pvt. Ltd.

Date of Incorporation

19 Feb 1996

CEO

CIO

Mr. Rahul Goswami, Mr. R Janakiraman

Type

Foreign

Address

Indiabulls Finance Centre; Tower 2,n12th and 13th Floor; Senapati Bapat Marg,nElphinstone Road (W). Mumbai, Maharashtra, India - 400013

Website

http://www.franklintempletonindia.com

[email protected]

Top Funds from Debt - Banking & PSU

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Axis Banking & PSU Debt Fund Income Regular	₹1,038.05	-0.09%	0.02%	0.23%	₹12,863	0.62%	Moderate
Axis Banking & PSU Debt Fund Income Regular	₹1,038.05	-0.09%	0.02%	0.23%	₹12,863	0.62%	Moderate
Kotak Banking and PSU Debt Fund - Direct Plan Income Direct	₹70.94	7.82%	25.65%	38.37%	₹5,435	0.40%	Moderate
ICICI Prudential Banking and PSU Debt Fund - Direct Plan Income Direct	₹35.49	7.50%	25.44%	38.97%	₹9,598	0.39%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹38.91	7.58%	25.15%	35.32%	₹1,869	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.66	7.58%	25.15%	35.32%	₹1,869	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.66	7.58%	25.15%	35.32%	₹1,869	0.28%	Moderate
Edelweiss Banking and PSU Debt Fund - Direct Plan Income Direct	₹26.42	7.30%	25.09%	38.75%	₹493	0.39%	Moderate
HDFC Banking and PSU Debt Fund - Direct Plan Income Direct	₹24.85	7.45%	25.04%	36.92%	₹5,620	0.39%	Moderate
UTI Banking & PSU Fund - Direct Plan Income Direct	₹17.29	7.70%	25.01%	38.63%	₹1,078	0.20%	Moderate

Top Funds from Franklin Templeton Asset Management (India) Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Franklin India ELSS Tax Saver Fund - Direct Plan ELSS Direct	₹69.26	-0.05%	32.49%	41.82%	₹6,440	1.08%	Very High
Franklin India ELSS Tax Saver Fund - Direct Plan ELSS Direct	₹69.26	-0.05%	32.49%	41.82%	₹6,440	1.08%	Very High
Franklin India Conservative Hybrid Fund - Plan A - Direct... Hybrid Direct	₹100.78	6.80%	32.19%	47.89%	₹224	0.78%	Moderately High
Franklin India Retirement Fund - Growth Hybrid Regular	₹216.68	5.50%	32.05%	45.28%	₹512	2.27%	High
Franklin India Balanced Advantage Fund - Direct Plan Hybrid Direct	₹13.39	1.09%	31.29%	0.00%	₹2,850	0.53%	Very High
Franklin India Balanced Advantage Fund - Direct Plan Hybrid Direct	₹13.39	1.09%	31.29%	0.00%	₹2,850	0.53%	Very High
Franklin India Equity Savings Fund - Direct Plan Hybrid Direct	₹18.38	6.92%	30.50%	50.44%	₹673	0.36%	Moderate
Franklin India Balanced Advantage Fund Hybrid Regular	₹13.18	1.71%	30.40%	0.00%	₹2,850	1.94%	Very High
Franklin India Balanced Advantage Fund Hybrid Regular	₹13.18	1.71%	30.40%	0.00%	₹2,850	1.94%	Very High
Franklin India ELSS Tax Saver Fund ELSS Regular	₹59.65	-0.49%	30.24%	35.70%	₹6,440	1.83%	Very High

FAQs

What is the current NAV of Franklin India Banking & PSU Debt Fund - Direct Plan Growth?

The current Net Asset Value (NAV) of Franklin India Banking & PSU Debt Fund - Direct Plan Growth is ₹24.51 as of 06 Mar 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Franklin India Banking & PSU Debt Fund - Direct Plan Growth?

The Assets Under Management (AUM) of Franklin India Banking & PSU Debt Fund - Direct Plan Growth is ₹479.31 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Franklin India Banking & PSU Debt Fund - Direct Plan Growth?

Franklin India Banking & PSU Debt Fund - Direct Plan Growth has delivered returns of 7.93% (1 Year), 7.89% (3 Year), 6.51% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Franklin India Banking & PSU Debt Fund - Direct Plan Growth?

Franklin India Banking & PSU Debt Fund - Direct Plan Growth has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Franklin India Banking & PSU Debt Fund - Direct Plan Growth?

The minimum lumpsum investment required for Franklin India Banking & PSU Debt Fund - Direct Plan Growth is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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