Franklin India Retirement Fund - Direct Plan Growth | Franklin India Retirement Fund - Direct Plan NAV Today [232.20], Performance & History

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Solution Oriented Retirement Fund Direct Growth

Regular

Direct

3 Year Absolute Returns

32.47% ↑

NAV (₹) on 27 Mar 2026

232.20

1 Day NAV Change

-0.80%

Risk Level

High Risk

Rating

Franklin India Retirement Fund - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by Franklin Templeton Asset Management (India) Pvt. Ltd.. Launched on 01 Jan 2013, investors can ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 500

Fund Age

13 Yrs

AUM

₹ 491.82 Cr.

Benchmark

CRISIL Short Term Debt Hybrid 60+40 Index

Expense Ratio

1.59%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 491.82 Cr

Equity

147.2%

Debt

240.16%

Money Market & Cash

12.56%

Sector Holdings

Sectors	Weightage
Debt	54.36%
Finance - Banks - Private Sector	7.37%
Government Securities	5.70%
Cash	5.11%
IT Consulting & Software	2.54%
Refineries	1.97%
Power - Generation/Distribution	1.74%
Finance - Banks - Public Sector	1.70%
Telecom Services	1.65%
Construction, Contracting & Engineering	1.43%
Hospitals & Medical Services	1.42%
Auto - Cars & Jeeps	1.21%
Pharmaceuticals	1.14%
Aerospace & Defense	1.03%
Cement	0.88%
E-Commerce/E-Retail	0.88%
Food Processing & Packaging	0.79%
Engines	0.68%
Finance - Life Insurance	0.68%
Hotels, Resorts & Restaurants	0.64%
Edible Oils & Solvent Extraction	0.64%
Iron & Steel	0.63%
Financial Technologies (Fintech)	0.62%
Realty	0.54%
Domestic Appliances	0.52%
Finance - Non Life Insurance	0.52%
Finance & Investments	0.45%
Airlines	0.42%
Finance - Mutual Funds	0.41%
Non-Banking Financial Company (NBFC)	0.37%
Personal Care	0.37%
Auto - LCVs/HCVs	0.35%
Retail - Departmental Stores	0.29%
Auto Ancl - Batteries	0.28%
Services - Others	0.27%
Finance - Housing	0.23%
Auto Ancl - Susp. & Braking - Others	0.15%
Milk & Milk Products	0.01%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)	9.51%	₹ 46.78	Others
0.00% Jubilant Bevco Ltd (31-May-2028)	6.62%	₹ 32.54	Others
6.90% GOI 2065 (15-Apr-2065)	5.70%	₹ 28.04	Others
7.68% Small Industries Development Bank Of India (10-Aug-2027)	5.48%	₹ 26.97	Others
7.90% Bajaj Housing Finance Ltd (28-Apr-2028)	5.48%	₹ 26.95	Others
7.70% Poonawalla Fincorp Ltd (21-Apr-2028)	5.41%	₹ 26.62	Others
7.90% LIC Housing Finance LTD (23-Jun-2027)	5.40%	₹ 26.55	Others
7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030)	5.36%	₹ 26.34	Others
Call, Cash & Other Assets	5.11%	₹ 25.14	Others
0.00% Jubilant Beverages Ltd (31-May-2028)	3.92%	₹ 19.26	Others
HDFC Bank Ltd	3.65%	₹ 17.97	Finance - Banks - Private Sector
0.00% REC Ltd (03-Nov-2034)	2.86%	₹ 14.05	Others
8.75% Bharti Telecom Ltd (05-Nov-2028)	2.14%	₹ 10.54	Others
ICICI Bank Ltd	2.09%	₹ 10.29	Finance - Banks - Private Sector
Reliance Industries Ltd	1.97%	₹ 9.66	Refineries
State Bank of India	1.70%	₹ 8.38	Finance - Banks - Public Sector
Bharti Airtel Ltd	1.65%	₹ 8.12	Telecom Services
Axis Bank Ltd	1.63%	₹ 8.02	Finance - Banks - Private Sector
Infosys Ltd	1.44%	₹ 7.07	IT Consulting & Software
Larsen & Toubro Ltd	1.43%	₹ 7.05	Construction, Contracting & Engineering
HCL Technologies Ltd	1.10%	₹ 5.43	IT Consulting & Software
NTPC Ltd	1.09%	₹ 5.38	Power - Generation/Distribution
8.3774% Kotak Mahindra Investments Ltd (21-Jun-2027)	1.09%	₹ 5.35	Others
8.35% HDFC Bank Ltd (13-May-2026)	1.09%	₹ 5.35	Others
Apollo Hospitals Enterprise Ltd	0.92%	₹ 4.53	Hospitals & Medical Services
Ultratech Cement Ltd	0.88%	₹ 4.35	Cement
Eternal Ltd	0.88%	₹ 4.31	E-Commerce/E-Retail
Mahindra & Mahindra Ltd	0.83%	₹ 4.10	Auto - Cars & Jeeps
Britannia Industries Ltd	0.79%	₹ 3.89	Food Processing & Packaging
Sun Pharmaceutical Industries Ltd	0.73%	₹ 3.60	Pharmaceuticals
Kirloskar Oil Engines Ltd	0.68%	₹ 3.34	Engines
CESC Ltd	0.65%	₹ 3.19	Power - Generation/Distribution
Marico Ltd	0.64%	₹ 3.16	Edible Oils & Solvent Extraction
Tata Steel Ltd	0.63%	₹ 3.12	Iron & Steel
Bharat Electronics Ltd	0.63%	₹ 3.08	Aerospace & Defense
PB Fintech Ltd	0.62%	₹ 3.04	Financial Technologies (Fintech)
Phoenix Mills Ltd	0.54%	₹ 2.66	Realty
Amber Enterprises India Ltd	0.52%	₹ 2.58	Domestic Appliances
ICICI Lombard General Insurance Co Ltd	0.52%	₹ 2.57	Finance - Non Life Insurance
Metropolis Healthcare Ltd	0.50%	₹ 2.44	Hospitals & Medical Services
Interglobe Aviation Ltd	0.42%	₹ 2.08	Airlines
Franklin India Long Duration Fund	0.41%	₹ 1.99	Finance - Mutual Funds
Eris Lifesciences Ltd	0.41%	₹ 2.04	Pharmaceuticals
Hindustan Aeronautics Ltd	0.40%	₹ 1.96	Aerospace & Defense
Jubilant Foodworks Ltd	0.39%	₹ 1.94	Hotels, Resorts & Restaurants
Maruti Suzuki India Ltd	0.38%	₹ 1.89	Auto - Cars & Jeeps
HDFC Life Insurance Co Ltd	0.38%	₹ 1.88	Finance - Life Insurance
Hindustan Unilever Ltd	0.37%	₹ 1.84	Personal Care
Cholamandalam Investment and Finance Co Ltd	0.37%	₹ 1.82	Non-Banking Financial Company (NBFC)
Tata Capital Ltd	0.36%	₹ 1.75	Finance & Investments
Ashok Leyland Ltd	0.35%	₹ 1.71	Auto - LCVs/HCVs
Canara HSBC Life Insurance Co Ltd	0.30%	₹ 1.49	Finance - Life Insurance
V-Mart Retail Ltd	0.29%	₹ 1.40	Retail - Departmental Stores
Amara Raja Energy And Mobility Ltd	0.28%	₹ 1.37	Auto Ancl - Batteries
Teamlease Services Ltd	0.27%	₹ 1.31	Services - Others
Lemon Tree Hotels Ltd	0.25%	₹ 1.21	Hotels, Resorts & Restaurants
PNB Housing Finance Ltd	0.23%	₹ 1.15	Finance - Housing
ZF Commercial Vehicle Control Systems India Ltd	0.15%	₹ 0.73	Auto Ancl - Susp. & Braking - Others
Angel One Ltd	0.09%	₹ 0.43	Finance & Investments
Kwality WallÂ’s India Ltd	0.01%	₹ 0.03	Milk & Milk Products

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	-3.87%	1.37%	5.14%	9.83%
Category returns	11.00%	19.43%	39.13%	62.08%

Fund Objective

Seeks to provide regular income under the Dividend Plan and capital appreciation under the Growth Plan.

AMC Details

Name

Franklin Templeton Asset Management (India) Pvt. Ltd.

Date of Incorporation

19 Feb 1996

CEO

CIO

Mr. Rahul Goswami, Mr. R Janakiraman

Type

Foreign

Address

Indiabulls Finance Centre; Tower 2,n12th and 13th Floor; Senapati Bapat Marg,nElphinstone Road (W). Mumbai, Maharashtra, India - 400013

Website

http://www.franklintempletonindia.com

[email protected]

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹15.98	4.83%	30.25%	38.28%	₹26	0.61%	Moderately High
Franklin India Retirement Fund - Growth Hybrid Regular	₹210.75	0.58%	29.46%	42.06%	₹492	2.28%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.44	0.03%	28.46%	34.78%	₹48	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.44	0.03%	28.46%	34.78%	₹48	2.15%	High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹36.31	2.75%	28.40%	39.87%	₹165	1.02%	Moderately High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.12	2.56%	28.07%	46.76%	₹157	1.13%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹16.91	-0.71%	27.40%	34.72%	₹422	1.16%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹16.91	-0.71%	27.40%	34.72%	₹422	1.16%	Very High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.28	-0.38%	27.25%	51.81%	₹257	1.16%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.28	-0.38%	27.24%	51.79%	₹257	1.16%	High

Top Funds from Franklin Templeton Asset Management (India) Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Franklin India Mid Cap Fund Diversified Regular	₹83.31	-10.50%	32.88%	28.89%	₹12,328	1.77%	Very High
Franklin India Mid Cap Fund Diversified Regular	₹83.31	-10.50%	32.88%	28.89%	₹12,328	1.77%	Very High
Franklin India Money Market Fund - Direct Plan Liquid Direct	₹10.09	0.30%	0.29%	-0.33%	₹3,553	0.14%	Low to Moderate
Franklin India Flexi Cap Fund Diversified Regular	₹57.30	-8.95%	30.89%	42.23%	₹19,598	1.69%	Very High
Franklin India Flexi Cap Fund Diversified Regular	₹57.30	-8.95%	30.89%	42.23%	₹19,598	1.69%	Very High
Franklin India Flexi Cap Fund - Direct Plan Diversified Direct	₹64.09	-9.19%	30.50%	43.33%	₹19,598	0.89%	Very High
Franklin India Flexi Cap Fund - Direct Plan Diversified Direct	₹64.09	-9.19%	30.50%	43.33%	₹19,598	0.89%	Very High
Franklin India Equity Savings Fund - Direct Plan Hybrid Direct	₹18.19	4.87%	30.44%	50.67%	₹675	0.40%	Moderate
Franklin India Conservative Hybrid Fund - Plan A - Direct... Hybrid Direct	₹98.64	2.93%	29.64%	44.89%	₹190	0.68%	Moderately High
Franklin India Retirement Fund - Growth Hybrid Regular	₹210.75	0.58%	29.46%	42.06%	₹492	2.28%	High

FAQs

What is the current NAV of Franklin India Retirement Fund - Direct Plan Growth?

The current Net Asset Value (NAV) of Franklin India Retirement Fund - Direct Plan Growth is ₹232.20 as of 27 Mar 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Franklin India Retirement Fund - Direct Plan Growth?

The Assets Under Management (AUM) of Franklin India Retirement Fund - Direct Plan Growth is ₹491.82 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Franklin India Retirement Fund - Direct Plan Growth?

Franklin India Retirement Fund - Direct Plan Growth has delivered returns of 1.37% (1 Year), 9.83% (3 Year), 8.11% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Franklin India Retirement Fund - Direct Plan Growth?

Franklin India Retirement Fund - Direct Plan Growth has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Franklin India Retirement Fund - Direct Plan Growth?

The minimum lumpsum investment required for Franklin India Retirement Fund - Direct Plan Growth is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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