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UTI Banking & PSU Fund - Direct Plan
Regular
Direct
3 Year Absolute Returns
7.34% ↑
NAV (₹) on 12 May 2026
13.58
1 Day NAV Change
-0.03%
Risk Level
Moderate Risk
Rating
UTI Banking & PSU Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by UTI Asset Management Co. Ltd.. Launched on 26 Feb 2015, investors can start with a minimum SIP of ₹100 ... Read more
NAV History
Fund Details
Min. SIP Amount
₹500
Inception Date
26 Feb 2015
Min. Lumpsum Amount
₹ 1,000
Fund Age
11 Yrs
AUM
₹ 1,121.11 Cr.
Benchmark
Nifty Banking & PSU Debt Index A-II
Expense Ratio
0.20%
Scheme Type
Open Ended
Exit Load
Nil%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 1,121.11 Cr
Debt
417.65%
Money Market & Cash
27.62%
Other Assets & Liabilities
137.72%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Certificate of Deposits | 24.19% |
| Finance - Banks - Private Sector | 21.49% |
| Finance - Term Lending Institutions | 10.79% |
| Finance - Banks - Public Sector | 10.31% |
| Government Securities | 9.47% |
| Non Convertible Debentures | 8.07% |
| Finance & Investments | 4.40% |
| Non-Banking Financial Company (NBFC) | 4.22% |
| Current Assets | 2.61% |
| Power - Generation/Distribution | 2.23% |
| Finance - Housing | 2.22% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| KOTAK MAHINDRA BANK LTD - 18/12/2026 | 6.58% | ₹ 70.93 | Others |
| UNION BANK OF INDIA - 19/01/2027 | 6.54% | ₹ 70.54 | Others |
| NATIONAL HOUSING BANK | 5.62% | ₹ 60.56 | Finance - Banks - Private Sector |
| AXIS BANK LTD. | 5.13% | ₹ 55.29 | Finance - Banks - Private Sector |
| 7.38% 20/06/2027 | 4.74% | ₹ 51.09 | Others |
| EXPORT IMPORT BANK OF INDIA | 4.69% | ₹ 50.55 | Finance - Banks - Public Sector |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 4.68% | ₹ 50.45 | Finance - Banks - Private Sector |
| NABARD - 22/01/2027 | 4.36% | ₹ 46.98 | Others |
| POONAWALLA FINCORP LTD. | 4.33% | ₹ 46.73 | Non-Banking Financial Company (NBFC) |
| POWER FINANCE CORPORATION LTD. | 3.77% | ₹ 40.59 | Finance - Term Lending Institutions |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | 3.74% | ₹ 40.33 | Finance - Banks - Public Sector |
| HDFC BANK LTD. | 3.26% | ₹ 35.12 | Finance - Banks - Private Sector |
| NET CURRENT ASSETS | 2.90% | ₹ 31.54 | Others |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED | 2.81% | ₹ 30.30 | Finance - Term Lending Institutions |
| 7.86% KARNATAKA SDL- 15/03/2027 | 2.36% | ₹ 25.49 | Others |
| POWER FINANCE CORPORATION LTD. | 2.35% | ₹ 25.30 | Finance - Term Lending Institutions |
| ADITYA BIRLA HOUSING FINANCE LTD | 2.34% | ₹ 25.22 | Others |
| KOTAK MAHINDRA PRIME LTD. | 2.34% | ₹ 25.19 | Finance & Investments |
| REC LTD | 2.34% | ₹ 25.21 | Others |
| NATIONAL HOUSING BANK | 2.34% | ₹ 25.21 | Finance - Banks - Private Sector |
| POWER FINANCE CORPORATION LTD. | 2.34% | ₹ 25.20 | Finance - Term Lending Institutions |
| EXPORT IMPORT BANK OF INDIA | 2.33% | ₹ 25.10 | Finance - Banks - Public Sector |
| LIC HOUSING FINANCE LTD. | 2.30% | ₹ 24.84 | Finance - Housing |
| SMALL INDST. DEV. BANK OF INDIA - 29/01/2027 | 2.18% | ₹ 23.45 | Others |
| INDIAN BANK - 22/01/2027 | 2.18% | ₹ 23.51 | Others |
| 7.61% TN SDL MAT 15/02/27. | 1.89% | ₹ 20.34 | Others |
| BAJAJ HOUSING FINANCE LTD | 1.85% | ₹ 19.99 | Others |
| NHPC LTD. | 1.40% | ₹ 15.09 | Power - Generation/Distribution |
| ICICI BANK LTD | 1.40% | ₹ 15.08 | Finance - Banks - Private Sector |
| ICICI SECURITIES LTD. | 1.30% | ₹ 13.99 | Finance & Investments |
| NHPC LTD. | 0.94% | ₹ 10.10 | Power - Generation/Distribution |
| 06.75% GUJRAT SDL 05/02/2027 | 0.94% | ₹ 10.09 | Finance & Investments |
| HDFC BANK LTD - 21/12/2026 | 0.88% | ₹ 9.45 | Others |
| GS - C STRIP MAT- 15/12/2027 | 0.58% | ₹ 6.29 | Others |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | 0.27% | ₹ 2.91 | Others |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | 0.66% | 1.67% | 2.80% | 2.39% |
| Category returns | 3.08% | 3.99% | 13.24% | 19.80% |
Fund Objective
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by ... Read more
AMC Details
Name
UTI Asset Management Co. Ltd.
Date of Incorporation
01 Feb 2003
CEO
Mr. Vetri Subramaniam
CIO
Mr Vetri Subramaniam
Type
Bank Sponsored
Address
UTI Towers,
Gn Block,
Bandra Kurla Complex,
Bandra (East), Mumbai, Maharashtra, India - 400051
Website
https://www.utimf.com
Email
Top Funds from Debt - Banking & PSU
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
Bandhan Banking and PSU Fund - Direct Plan
Income
Direct
|
₹12.09 | -0.91% | 0.24% | 1.06% | ₹12,343 | 0.36% |
Moderate
|
|
Sundaram Banking & PSU Fund - Direct Plan
FRF-ST
Direct
|
₹21.90 | 9.39% | 24.96% | 32.40% | ₹278 | 0.27% |
Moderate
|
|
TRUSTMF Banking & PSU Fund - Direct Plan
Income
Direct
|
₹1,341.77 | 7.26% | 24.32% | 34.92% | ₹131 | 0.21% |
Low to Moderate
|
|
Franklin India Banking & PSU Debt Fund - Direct Plan
Income
Direct
|
₹24.69 | 6.53% | 23.96% | 35.64% | ₹473 | 0.19% |
Moderate
|
|
ICICI Prudential Banking and PSU Debt Fund - Direct Plan
Income
Direct
|
₹35.62 | 5.41% | 23.57% | 37.70% | ₹9,175 | 0.39% |
Moderate
|
|
Kotak Banking and PSU Debt Fund - Direct Plan
Income
Direct
|
₹71.14 | 5.35% | 23.46% | 36.79% | ₹5,188 | 0.40% |
Moderate
|
|
UTI Banking & PSU Fund - Direct Plan
Income
Direct
|
₹17.44 | 6.27% | 23.12% | 40.50% | ₹1,121 | 0.20% |
Moderate
|
|
UTI Banking & PSU Fund - Direct Plan
Income
Direct
|
₹17.44 | 6.27% | 23.12% | 40.50% | ₹1,121 | 0.20% |
Moderate
|
|
UTI Banking & PSU Fund - Direct Plan
Income
Direct
|
₹15.55 | 6.27% | 23.12% | 41.70% | ₹1,121 | 0.20% |
Moderate
|
|
UTI Banking & PSU Fund - Direct Plan
Income
Direct
|
₹15.55 | 6.27% | 23.12% | 41.70% | ₹1,121 | 0.20% |
Moderate
|
Top Funds from UTI Asset Management Co. Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
UTI Large Cap Fund - Direct Plan
Largecap
Direct
|
₹279.62 | -5.60% | 33.08% | 62.60% | ₹11,203 | 0.93% |
Very High
|
|
UTI Childrens Equity Fund
Hybrid
Regular
|
₹78.17 | -5.32% | 32.61% | 57.05% | ₹1,010 | 2.26% |
Very High
|
|
UTI Childrens Equity Fund
Hybrid
Regular
|
₹78.17 | -5.32% | 32.61% | 57.05% | ₹1,010 | 2.26% |
Very High
|
|
UTI Retirement Fund
Hybrid
Regular
|
₹49.25 | 0.24% | 32.45% | 59.55% | ₹4,476 | 1.69% |
High
|
|
UTI Nifty 50 ETF
ETF
Regular
|
₹257.49 | -5.16% | 31.98% | 68.12% | ₹64,007 | 0.05% |
Very High
|
|
UTI Nifty 50 Index Fund - Direct Plan
Index
Direct
|
₹163.44 | -5.33% | 31.29% | 66.66% | ₹24,433 | 0.20% |
Very High
|
|
UTI Nifty 50 Index Fund - Direct Plan
Index
Direct
|
₹82.34 | -5.33% | 31.29% | 66.66% | ₹24,433 | 0.20% |
Very High
|
|
UTI Nifty 50 Index Fund - Direct Plan
Index
Direct
|
₹82.34 | -5.33% | 31.29% | 66.66% | ₹24,433 | 0.20% |
Very High
|
|
UTI Master Equity Plan Unit Scheme (MEPUS)
ELSS
Regular
|
₹212.68 | -5.91% | 31.09% | 61.14% | ₹2,559 | 1.44% |
Very High
|
|
UTI Nifty 50 Index Fund
Index
Regular
|
₹81.12 | -5.44% | 30.81% | 65.71% | ₹24,433 | 0.32% |
Very High
|
FAQs
What is the current NAV of UTI Banking & PSU Fund - Direct Plan IDCW-Monthly?
The current Net Asset Value (NAV) of UTI Banking & PSU Fund - Direct Plan IDCW-Monthly is ₹13.58 as of 12 May 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of UTI Banking & PSU Fund - Direct Plan IDCW-Monthly?
The Assets Under Management (AUM) of UTI Banking & PSU Fund - Direct Plan IDCW-Monthly is ₹1,121.11 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of UTI Banking & PSU Fund - Direct Plan IDCW-Monthly?
UTI Banking & PSU Fund - Direct Plan IDCW-Monthly has delivered returns of 1.67% (1 Year), 2.39% (3 Year), 2.51% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of UTI Banking & PSU Fund - Direct Plan IDCW-Monthly?
UTI Banking & PSU Fund - Direct Plan IDCW-Monthly has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for UTI Banking & PSU Fund - Direct Plan IDCW-Monthly?
The minimum lumpsum investment required for UTI Banking & PSU Fund - Direct Plan IDCW-Monthly is ₹1,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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