Vaibhav Vyapaar Ltd. IPO

Q: What is the size of Vaibhav Vyapaar Ltd. IPO?

The size of the Vaibhav Vyapaar Ltd. IPO is &#8377;40.54 Cr.

Q: What is the price range of Vaibhav Vyapaar Ltd. IPO?

The price range of Vaibhav Vyapaar Ltd. IPO is at &#8377;50 to &#8377;52 per share.

Q: What is the minimum investment and lot size required for the Vaibhav Vyapaar Ltd. IPO?

The minimum investment required is &#8377;1,04,000 and minimum lot size is 2000 shares.

Q: What is the objective of Vaibhav Vyapaar Ltd. IPO?

1. Augment the capital base of our company{BREAK}2. General Corporate Purpose

Min Investment

₹ 1,04,000 / 2000 shares

Price Range

₹50 - ₹ 52

Bidding Dates

13 Oct '26 - 15 Oct '26

Total Issue Value

40.54 Cr

Lot Size

2,000

Total Issue Size

40.54 Cr

Listing At

IPO Timeline

13 Oct 2026

Bidding Starts
15 Oct 2026

Bidding Ends
16 Oct 2026

Allotment Finalization
21 Oct 2026

Listing

About Vaibhav Vyapaar Ltd.

Our Company is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). We provide unsecured personal loans to salaried individuals and self-employed individuals through our fully digital lending platform, both on a direct lending and co-lending basis. In parallel, we also generate revenue by offering our application and technology services to other NBFCs. Our operating model enables credit access, particularly first-time borrowers, including lower-income salaried professionals.

We company operate through our mobile application, which support loan origination, due diligence and underwriting process along with documentation, disbursal, and repayment. Our digital infrastructure uses verification and technology-enabled tools that facilitate credit assessment, credit decisioning and risk evaluation.

Our Company offers personal loans under the brand “LoanFront”, through Mobile application namely “LoanFront- Personal Loan App” which provides credit facilities to retail customers. Alongside our direct lending portfolio, we also participate in colending arrangements other NBFCs, wherein loans are originated, underwriting process along with documentation, and services.

Our lending operations are focused on meeting the credit requirements of salaried individuals and self-employed borrowers across urban and semi-urban regions of India.

Parent organisation

Founded

Vaibhav Vyapaar Ltd.

2009

Vaibhav Vyapaar Ltd. IPO Reservation

Investors Category	Shares Offered
Anchor Investors	22,00,000 (28.22%)
Market Makers	3,90,000 (5%)
Non Institutional Investors	11,16,000 (14.32%)
Qualified Institutional Buyers (QIBs)	14,94,000 (19.16%)
Retail Individual Investors (RIIs)	25,96,000 (33.3%)

Vaibhav Vyapaar Ltd. Financial Information

Year End	Revenue	PAT	Reserves & Surplus
31 Mar 2026	37.64 Cr	1.97 Cr	21.14 Cr
31 Mar 2025	25.34 Cr	1.48 Cr	23.19 Cr
31 Mar 2024	25.46 Cr	45.48 Lakh	21.71 Cr

Vaibhav Vyapaar Ltd. Background

Major Events And Milestones

2010

Receipt of the Certificate of Registration to commence operations as a non-banking financial company, authorizing the Company to undertake lending and other permitted financial activities in accordance with applicable laws, bearing Registration No. COR N-05.06869 dated 18.08.2010.
2019

The company was acquired by Capfront Technologies Private Limited through Share Purchase Agreement dated 24.10.2019.
2022

A Business/Asset Transfer agreement dated 01.06.2022 was entered between Capfront Technologies Private Limited and Vaibhav Vyapaar Private Limited to sale business on slump sale basis which includes assets, employees, liabilities, intellectual property and any other rights that the seller may have against the third parties with respect to the business as per such agreement.
2023

Achieved cumulative loan disbursements of Rs. 800 Crore.
2024

The Company entered into a Business Associate Agreement/Service Agreement dated April 1, 2024 with Bhawana Capital Private Limited, pursuant to which Vaibhav Vyapaar Private Limited was appointed as a service provider.
2025

Company achieved significant technology adoption milestones, with cumulative app installations crossing 80 lakhs in March 2025 and 1 crore in October 2025, reflecting strong growth in customer adoption of its digital lending platform.
Achieved cumulative loan disbursements of Rs. 1,000 Crore.
Entered into a Co-Lending Agreement with Usha Financial Services Limited, an RBI-registered non-banking financial company, dated 03.05.2025, under the applicable RBI co-lending framework, to jointly originate and service loan products.
2026

Achieved cumulative loan disbursements of Rs. 1,500 Crore.
The company was converted into Public Limited.

Vaibhav Vyapaar Ltd. Object of Issues

1. Augment the capital base of our company
2. General Corporate Purpose

Vaibhav Vyapaar Ltd. IPO Listing Details

Listing Date

21 Oct 2026

ISIN

INE1KAA01025

Final Issue Price

₹ 52

Vaibhav Vyapaar Ltd. Company Promoters

1. Itha Venkata Raghava Gowrinath
2. Capfront Technologies Private Limited

Industry Overview

India climbed to the fifth spot in global market capitalization rankings with a 4% share by June 2025, ahead of economies like UK, Germany, and Canada. This marked a significant rise from 3.6% in February 2025, reflecting increasing investor faith and resilience of Indian equities globally.

... India has a diversified financial sector undergoing rapid expansion both in terms of strong growth of existing financial services firms and new entities entering the market. The sector comprises commercial banks, insurance companies, non-banking financial companies, co-operatives, pension funds, mutual funds and other smaller financial entities. The banking regulator has allowed new entities such as payment banks to be created recently, thereby adding to the type of entities operating in the sector. However, the financial sector in India is predominantly a banking sector with commercial banks accounting for more than 64% of the total assets held by the financial system. The Government of India has introduced several reforms to liberalise, regulate and enhance this industry. The Government and Reserve Bank of India (RBI) have taken various measures to facilitate easy access to finance for Micro, Small and Medium Enterprises (MSMEs). These measures include launching Credit Guarantee Fund Scheme for MSMEs, issuing guidelines to banks regarding collateral requirements and setting up a Micro Units Development and Refinance Agency (MUDRA). With a combined push by Government and private sector, India is undoubtedly one of the world's most vibrant capital markets. NBFCs are dominating India's financial markets with strong growth metrics, including double-digit Asset Under Management (AUM) growth, improved asset quality, and rising profitability, attracting significant investor attention. The sustained growth in India’s retail credit market is creating fresh opportunities for Non-Banking Financial Companies (NBFCs) to broaden their investor base, according to a recent report by Crisil Intelligence. As of FY25, India’s retail credit stood at Rs. 82,00,000 (US$ 937 billion), registering a Compound Annual Growth Rate (CAGR) of 15.1% between FY19 and FY25. In FY25 alone, the sector grew by 14%, fuelled by robust demand in key segments such as housing finance, auto loans, credit cards, and personal loans. Unified Payments Interface (UPI) transactions crossed 20.01 billion in August 2025, recording a 3% rise from 19.47 billion in July, according to the National Payments Corporation of India (NPCI). Read more

Vaibhav Vyapaar Ltd. Contact Details

Address: Arch Square-X2, Unit-1406, 14th Floor, EP-GP Block, Sector V, Bidhannagar, Kolkata, Bidhan Nagar CK Market, North 24 Parganas, Saltlake, 24 Parganas North West Bengal -
Phone no:67162222, 18003094001

Email: [email protected]

67162222, 18003094001

Visit Website

Vaibhav Vyapaar Ltd. IPO Registrar

KFin Technologies Ltd.

301, The Centrium, 3rd Floor, 57 Lal Bahadur, Shastri Road, Nav Pada, Kurla (West), Kurla, Mumbai Maharashtra - 400070

67162222

Vaibhav Vyapaar Ltd. IPO Lead Manager(s)

Getfive Advisors Pvt. Ltd.

4th Floor, Motilal Oswal Tower, Opp. Zion Z1 Tower, Sindhubhavan Road, Thaltej, Ahmedabad Gujarat - 380059

7990729901

FAQs

When does Vaibhav Vyapaar Ltd. IPO opens and closes?

Vaibhav Vyapaar Ltd. IPO opens from 13th October to 15th October 2026.

What is the size of Vaibhav Vyapaar Ltd. IPO?

The size of the Vaibhav Vyapaar Ltd. IPO is ₹40.54 Cr.

What is the price range of Vaibhav Vyapaar Ltd. IPO?

The price range of Vaibhav Vyapaar Ltd. IPO is at ₹50 to ₹52 per share.

What is the minimum investment and lot size required for the Vaibhav Vyapaar Ltd. IPO?

The minimum investment required is ₹1,04,000 and minimum lot size is 2000 shares.

When is Vaibhav Vyapaar Ltd. IPO listing date?

The Vaibhav Vyapaar Ltd. IPO will be listed on 21st October 2026.

What is the objective of Vaibhav Vyapaar Ltd. IPO?

1. Augment the capital base of our company
2. General Corporate Purpose

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