होम  »  बैंकिंग  »  Loans  »  Personal Loan  »  Union Bank Personal Loan

Union Bank Personal Loan

Loan Name Interest Rate Processing Fee Loan Amount Tenure
Union Bank of India Personal Loan 12.70%, Fixed 0.5% of loan amount (minimum of Rs 500 + GST rates) 10,00,000 maximum 60 months
Details
Documents Required

  • Proof of Identity: PAN Card, Passport, Employee Identity Card, Any other valid proof (any one of the following)
  • Proof of Address: Aadhaar Card, Utility Bills like electricity bill, water bill, telephone bill, any other valid proof (any one of the following)
  • Bank statement for the last 12 months
  • Duly filled in application form along with 3 passport sized photographs (recent one)
  • Proforma/ Invoice
  • Any other documents which may be required and differs from case to case


For Salaried Individuals

  • Proof of Income: Last one-year Income Tax Return, recent salary slips for the last 6 months, Form 16, letter from employer

For Business Class

  • Proof of Income: Profit and Loss account, Balance Sheet, last three years Income Tax Return
  • Proof of out-goes: LIC Policies, Loan repayment statement, valid proof of any other out-go
Benefits

  • No security is required to avail the personal loan
  • Minimum processing charges will be levied
  • The tenure of the loan is spread over a long period of time
Eligibility

  • Minimum age of the applicant should be 18 years
  • The applicant should have a reasonable residual service for repayment of loan one year before the retirement

For Tie-up (A1)

  • Permanent or Confirmed employees of a reputed private organization/institution in India.
  • The organization/institutes should be operating within the jurisdiction of respective ZLCC
  • The applicant may or may not maintain a salary account with Union Bank

For Tie-up (A2)

  • Permanent or Confirmed employees of reputed private organization/institutes in India
  • The applicant should be a customer of the bank for a minimum period of 6 months prior to considering the loan proposal.
  • The applicant should compulsorily maintain a salary account with Union Bank at any of its branches.
Other Details

  • Processing Fees is 0.5% of loan amount (minimum of Rs 500 + GST rates)
  • The maximum repayment is spread over 60 months.
  • Apart from a guarantee, no security is required.
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